By attending a PhD or Doctor of Philosophy boys and girls graduated with a master's degree will start an academic path that will bring them to the academic title of doctor. These programs last from three up to five years. PhD or Doctor of Philosophy is addressed to boys and girls, men and women future professor.
Master programs and postgraduate courses in finance for graduates with bachelor's or master's degree are specialization programs for boys and girls future professionals in the field of investment, credit, high finance, administration, budget, management control rather than tax lawyers or financial advisors. The students of these courses of improvement must also have risk attitude and ability to manage stress.